Why USAA?At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The OpportunityAs a dedicated Fraud Strategy Analyst Lead,you will be accountablefor driving USAA's overall fraud strategy, policies, and analytic capabilities for fraud rules management. This role will collaborate with key stakeholders across the enterprise, influencing outcomes in a complex, matrixed environment. This role will be an active participant in industry efforts to share and receive information, build industry partnerships and relations to formulate USAA's global fraud strategies and policies to better protect USAA from current, evolving, and future fraud threats. This role is remote eligible in the continental U.S. with occasional business travel. However, individualsresidingwithin a 60-mile radius of a USAA office will be expected to work on-site 4 days per week. Whatyou'lldo: Leverages expert business, analytical and technical knowledge within Financial Crimes to lead discussions with cross functional teams to understand and collaboratehighly complexbusinessobjectivesand influence solution strategies. Serves as a subject matter expert in multiple areas of focus anddrivesconversations around technical solutions to create more effective strategies, systems, processes, or resources whichbenefitthe business needs. Develops and monitors progress of strategicplansfor opportunities and adjusts to rapid changes in the environment. Effectively communicates with Fraud Strategy teams and stakeholders and implements business strategy and aligns with the company's overall goals. Leads discussions within a single vertical (or area of focus) thatare responsible forexecuting the fraud strategic plan that will result in both the short and long-term growth of the business. Leads large scale implementations and projects thatimpactmanaged tools. Leads cross functional teams to improve, synchronize, and integrate process controls and automation. Monitors,understandsand adopts emerging technology that can affect the application of scientific methodologies and/or quantitative analytical approaches to problem resolutions. Succinctly delivers complex analysis/findings in a manner that conveys understanding, influences senior executives, garners support for recommendations, drives business decisions, and influences business strategy. Ensurerisks associated with business activities are effectivelyidentified, measured,monitored, and controlledin accordance withrisk and compliance policies and procedures. Whatyouhave: Bachelor'sdegree: OR 4 years of related experience (in addition to the minimum years of experiencerequired) may be substituted in lieu of degree.8 years of experience in financial crimes supporting andparticipatingin stakeholder consultation, needs assessment, requirementtranslationand prescription of technology solutions. Comprehensive understanding of the end-to-end process of gathering business requirements and applying business rules to recommend technology solutions. Expert knowledge anddemonstratedexperience using fraud rules management to recommend and implement strategies that reduce or mitigate loss and fraud exposures. Knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems. Extensive knowledge of bank laws and regulations related to money movement and /or payments, including but not limited to Reg E, Reg CC, UDAAP, FACTA and Reg Z.Strong written and verbal communication skills, withdemonstratedabilityto synthesizedata and clearly reporting findings. What sets you apart: At least 10 years of Data Analytics experienceleveragingSnowflake SQL and/or SAS in financial services industry. At least 2 years of AI/ML experience using Python for exploratory data analytics. Experience with managing data for customer facing identity proofing and authentication tools and products. Data Mining experience for complex analytics and partner with Technology teams to perform Data Mapping. Excellent communication and interpersonal skills, with a demonstrated willingness to activelyparticipatein discussions, ask clarifying questions, and present analytical findings to both technical and non-technical audiences. Preferred experience with Member Authentication and Join Process in addition to Identity Proofing. US military experience through military service or a military spouse/domestic partner. Compensation range: The salary range for this position is: $143,320- $273,930. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. SummaryLocation: San Antonio Home Office IType: Full time Experience: 8 years required