Company Description

HAWCO Insurance & Financial Services is a financial services organization focused on helping individuals and families protect their futures through tailored insurance and financial solutions. The company emphasizes long-term client relationships, personalized guidance, and responsible financial planning. Team members collaborate to provide reliable coverage options and clear explanations of complex products. HAWCO values integrity, transparency, and client education, creating an environment where professionals can build a meaningful career in insurance and finance. Role Description This full-time remote Life Insurance Agent role focuses on helping clients understand and select appropriate life insurance products based on their needs, goals, and financial situations. Agents work exclusively with warm leads — individuals who have already requested information about coverage. There is no cold calling and no requirement to prospect friends and family. Agents in this role invest in their own lead flow through HAWCO's vetted lead sources, which means the leads you work are yours and your book is your own. HAWCO provides guidance on lead selection, budgeting, and working leads efficiently. Day-to-day responsibilities Conducting virtual consultations, assessing coverage requirements, presenting policy options, and completing applications and documentation accurately. The agent will manage a pipeline of prospects, follow up with leads, and provide ongoing support to existing policyholders, including policy reviews and beneficiary updates. The role also involves collaborating with internal teams, staying current on industry regulations and product changes, and maintaining detailed records in CRM and other systems.

Qualifications

Active state life insurance license, or a demonstrated willingness to obtain one. Candidates who are not yet licensed will receive guidance through the coursework, examination, and state application process. Strong sales skills, with the ability to identify client needs and present suitable life insurance solutions. Working knowledge of policy types, underwriting processes, and regulatory requirements. Finance-related skills, including familiarity with basic financial planning concepts, risk management, and long-term wealth protection. Excellent customer service skills, including active listening, clear communication, and a client-centered approach. Familiarity with remote sales tools and CRM software, along with strong organizational and time-management skills. Prior experience in life insurance or financial services is beneficial, as is comfort with virtual meetings and the ability to work independently in a remote environment. Compensation $75,000 – $350,000+ This is a 1099 independent contractor position with commission-based compensation.