Note: The job is a remote job and is open to candidates in USA. Moody’s is seeking an Associate Economist 2 for its Consumer Credit Economics team. The role supports consumer credit and auto-sector forecasting, data validation, economic research, and client communication, while contributing to research and analytical projects for clients.

Responsibilities

• Support consumer credit and auto-sector forecasting, data validation, economic research, and client communication within a structured monthly analytical workflow
• Validate and quality-check incoming consumer credit and auto-sector datasets on a recurring monthly basis, ensuring accuracy, completeness, and consistency
• Produce consumer credit and auto forecasts while analyzing regional, global city, and country economic data to support timely and accurate deliverables
• Develop research papers and analytical projects focused on consumer credit trends, household balance sheets, and the auto credit industry; may serve as primary author on topical analysis
• Act as a direct resource to external and internal clients for states, countries, and metro areas, responding to inquiries and managing customized client deliveries with increasing independence
• Contribute to client presentations and, with experience, assume increasing responsibility for presenting at virtual, in-person, and internal meetings, including product demonstrations
• May specify simple forecast equations and support model building with supervision; function as a peer editor for junior colleagues after gaining sufficient experience
• Collaborate with senior economists and cross-functional team members to maintain high-quality, timely deliverables and support ongoing workflow improvements

Skills

• Broad knowledge of economics, including familiarity with microeconomics, macroeconomics, and econometrics, with the ability to interpret economic data and analytical findings across regional and global markets
• Strong quantitative and analytical skills, with demonstrated experience working with large structured datasets and applying statistical or economic analysis methods
• Clear and effective written and verbal communication skills, with the ability to respond to client inquiries, support the development of presentations, and explain analytical results to both technical and non-technical audiences
• Ability to manage recurring data validation and forecasting workflows alongside longer-term research projects within a structured monthly cycle, working independently and collaboratively
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use
• A bachelor's degree in economics, finance combined with significant economics training, or mathematics paired with applied economics knowledge is required
• A bachelor's degree with three or more years of relevant experience in economic forecasting and consulting will also be considered
• Experience in consumer credit, household balance-sheet analysis, or auto-credit markets
• Experience on the credit side of the auto sector is a strong advantage
• A master's degree
• Experience with programming languages such as Python, SAS, C, or a comparable language, with the ability to critically assess whether AI-generated code is reasonable and accurate rather than accepting outputs without verification
• Familiarity with cloud computing environments and data engineering tools, including AWS services such as Glue ETL, S3, and Athena

Benefits

• Eligible for incentive compensation.
• Medical, dental, and vision coverage.
• Parental leave.
• Paid time off.
• A 401(k) plan with employee and company contribution opportunities.
• Life, disability, and accident insurance.
• A discounted employee stock purchase plan.
• Tuition reimbursement.

Company Overview

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