Position:Chief Credit Officer / EVP CreditWork Model:Fully remote (Austin, TX preferred if local)Schedule:Minimum 40 hours per weekCompensation:$150,000“$200,000 base salary (bonus/equity may be considered depending onstructure and experience)Benefits:PTO; 401(k) match up to 5%; 100% Health, Dental, and Vision for employee and dependentscovered by employerOverview:This role reports to the Chief Operating Officer and provides executive leadership overunderwriting and credit risk management across the loan lifecycle. You will serve as the final authority forcredit decisions and escalations, oversee credit policy and exception frameworks, and partner closely withOperations, Capital Markets, Technology, and Servicing to support disciplined growth while maintainingstrong credit quality.Responsibilities Lead the credit risk management function, including underwriting strategy, credit policy, decisioning,and ongoing credit quality oversight. Serve as final authority on credit decisions, exceptions, and escalations, including investor andsecondary market credit escalations. Establish, maintain, and enforce credit policies, procedures, and exception frameworks aligned to riskappetite and strategic objectives. Manage and develop the underwriting organization (7 direct reports), including performanceexpectations, calibration, and accountability. Partner cross-functionally with Operations, Capital Markets, Technology, and Servicing to ensureunderwriting execution supports capital markets requirements and saleability. Drive scalable credit processes and controls to support increasing volume (100units/month todaywith a path to significant growth).Qualifications 7years of progressive experience in credit, underwriting, or risk management within mortgage, privateequity, or commercial lending. 5years in a senior leadership role (SVP/EVP/Head of Department) with decision authority and teamoversight. 3years at a RTL lender (5preferred). 3years of DSCR or Non-QM lending experience. Proven experience building and enforcing credit policy, procedures, and exception frameworks. Strong cross-functional partnership experience with Operations, Capital Markets, and Technology. Experience managing volume of more than 100 units per month. Advanced Excel skills and LOS experience (RTL-related preferred).National Mortgage Staffing (NMS) is a recruiting firm. Our client sets the position requirements and makes all hiringdecisions Experience: 12 years required