Note: The job is a remote job and is open to candidates in USA. Nationwide is hiring a Life Underwriting Innovation Consultant to develop and implement underwriting strategies, technologies, and process improvements. The role supports research and development, technology integration, testing, project execution, data-informed risk assessment, and collaboration with internal and external partners.

Responsibilities

• Help design, test, and implement new underwriting capabilities, tools, and processes
• Translate innovation concepts into practical solutions that can be delivered and adopted by underwriting teams
• Work directly in the underwriting technology environment, including navigating Workbench and supporting user acceptance testing
• Coordinate project activities, manage deadlines, surface risks, and keep work moving from concept through execution
• Collaborate with IT, underwriting, data, product, operations, reinsurance, and external technology partners
• Contribute to research and development efforts that improve underwriting speed, quality, consistency, and customer experience
• Provide a thoughtful voice in project discussions—raising questions, challenging assumptions, and advocating for the right outcome
• Innovation Strategy: Supports the development and execution of plans for underwriting innovation, ensuring alignment with company goals
• Technology Integration: Assists in identifying and implementing new technologies to improve underwriting processes and decision-making
• Process Improvement: Participates in initiatives to optimize workflows, reduce turnaround times, and enhance customer experience
• Data Analytics: Uses data analytics and machine learning to help refine risk assessment models and improve accuracy
• Collaboration: Works with cross-functional teams, including IT, data science, product development, and operations, on innovation projects
• Training and Development: Provides support and training to underwriting teams on new tools and technologies
• Market Research: Stays updated on industry trends, emerging technologies, and best practices in underwriting and risk management
• Regulatory Compliance: Ensures that all solutions comply with relevant laws and regulations
• Vendor Relations: Assists in managing relationships with data vendors within the underwriting space
• May Perform Other Responsibilities As Assigned

Skills

• Bachelor's degree in business, finance, actuarial science, or a related field
• Strong leadership and project management skills, with a proven track record of driving innovation and change
• Excellent communication and interpersonal skills, with the ability to influence and collaborate with stakeholders at all levels
• Strong analytical and problem-solving abilities, with a focus on continuous improvement
• Proficiency in data analytics, machine learning, and underwriting software tools
• This role does not qualify for employer-sponsored work authorization
• Nationwide does not participate in the Stem OPT Extension program
• Advanced degree
• Direct experience with life underwriting (6 years) is strongly preferred
• 6 years of experience in underwriting preferable

Benefits

• Medical/dental/vision
• Life insurance
• Short and long term disability coverage
• Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year, pro-rated quarterly based on hire date
• Nine paid holidays
• 8 hours of Lifetime paid time off
• 8 hours of Unity Day paid time off
• 401(k) with company match
• Company-paid pension plan
• Business casual attire

Company Overview