Note: The job is a remote job and is open to candidates in USA. Credible is a U.S. consumer finance marketplace that helps consumers compare personalized financial product offers and supports financial product distribution through lender and partner integrations. The Principal Product Manager will own the personal loans marketplace, leading product strategy, roadmap prioritization, AI-powered discovery experiences, prototyping, validation, and cross-functional delivery while ensuring compliance and quality in a regulated lending environment.

Responsibilities

• Think Strategically and Creatively: Deliver new features for growing the personal loans marketplace and align them with Credible's long-term vision. Synthesize market trends, regulatory shifts in the personal loan space, user needs, and rapidly advancing AI capabilities to continually reinvent the platform, including how it reaches users beyond our own site
• Own AI-Powered Product Surfaces: Shape how Credible helps consumers discover and choose loans through AI assistants, embedded experiences, and AI-assisted flows within our own funnel. Decide where AI meaningfully improves the experience and where it doesn't belong
• Own the Roadmap: Manage the roadmap for personal loans by identifying opportunities in the industry and within our own funnel, weighing tradeoffs, and prioritizing team resources. Decide not only what to build, but what to remove
• Prototype and Validate: Use AI tools like Claude to build working concepts, test them quickly, and validate ideas with real artifacts. Explore many approaches, and find the ones that resonate with users and lenders
• Make Data-Driven Decisions: Utilize data analysis, A/B testing, and user research to validate assumptions, uncover insights, and drive meaningful improvements to the business. Run your own queries and analysis rather than depending on others for every question
• Lead and Collaborate Across Functions: Proactively engage cross functional teams to brainstorm innovative solutions and lead their implementation. Collaborate with engineering, design, data, partnerships, and operations teams to deliver product enhancements and achieve team OKRs
• Operate Responsibly in a Regulated Space: Personal loans lending is compliance-constrained. Understand where AI-assisted work and AI-generated output need human review, where claims and disclosures matter, and how to move fast without creating regulatory or trust risk

Skills

• At least 7 - 10 years of experience in a Product Management role for web-based consumer Internet products
• Bachelor's Degree
• Deep, demonstrated fluency using AI tools in your actual workflow for prototyping, analysis, research synthesis, and writing, with a clear point of view on where they help and where they don't
• Genuine interest in and ideas about building AI-powered product experiences, not just using AI to work faster
• Ability to bring working concepts to life, whether through AI tooling, light coding, or strong partnership with engineering
• Familiarity with how to evaluate AI output quality, or clear aptitude and appetite to own it
• Ability to use data, your experience, and product instincts to identify the most impactful areas of focus, including running your own analysis
• Strong analytical abilities across spreadsheets, SQL, and other analytics tools
• Exceptional problem solving and communication skills
• Strong project management skills, and willingness/ability to own critical parts of the product, end-to-end
• Thrive on collaboration with other teams to accomplish shared goals
• Technical aptitude sufficient to work closely with engineers, evaluate implementation approaches, and weigh cost/benefit tradeoffs
• A bias toward experimentation and the discipline to walk away from your own ideas when the evidence says so

Company Overview

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