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[Remote] Principal Product Manager, Savings (R13997)

Remote · Germany Full-time

Note: The job is a remote job and is open to candidates in USA. Oportun is hiring a Principal Product Manager to lead strategy, roadmap, and execution for its AI-powered Savings product. The role leads cross-functional teams in developing, launching, and scaling features that improve members’ financial health, growth, and retention.

Responsibilities

  • You’ll lead the long-term product strategy and roadmap for Oportun’s Savings product in partnership with leadership and cross-functional stakeholders
  • You’ll scope and lead the development of new products and features designed to improve members’ financial health and strengthen growth and retention
  • You’ll use customer research, experimentation, data, and product metrics to build a deep understanding of member needs and behaviors and translate those insights into product decisions
  • You’ll lead a high-performing cross-functional product team across Engineering, Design, Data, Marketing, Legal, and Customer Support to bring new capabilities to market
  • You’ll drive alignment across teams and leadership through clear communication, thoughtful documentation, and strong product judgment
  • You’ll navigate complex legal and regulatory considerations while keeping the team focused on member outcomes and execution
  • You’ll bring ideas for how we can do things better, proactively, not just when asked
  • You’ll look for ways to use AI tools thoughtfully to accelerate product discovery, improve decision-making, reduce manual work, and create stronger member experiences

Skills

  • 7+ years of product management experience, including experience building and scaling products in high-growth environments
  • A strong track record of defining product strategy, building roadmaps, and shipping products that deliver measurable customer and business outcomes
  • Strong customer orientation and a passion for building products that improve financial health
  • Strong analytical and problem-solving skills, including experience with experimentation, product metrics, data analysis, and data-informed decision-making
  • Demonstrated success leading cross-functional product teams and building alignment across Engineering, Design, Data, Marketing, Legal, Customer Support, and senior leadership
  • Strong written and verbal communication skills, including the ability to communicate complex product decisions clearly and concisely
  • Experience navigating ambiguity, removing blockers, and driving execution across complex product initiatives
  • You're a curious and creative product leader who enjoys solving ambiguous problems and turning customer needs into clear product strategies
  • You combine strong product judgment with data, move comfortably between strategy and execution, and build trust across a wide range of partners
  • You're customer-focused, solution-oriented, and comfortable navigating complexity without waiting for perfect information
  • You communicate clearly, build alignment, and keep teams moving toward meaningful outcomes
  • Candidates located in Central or Eastern time zones are strongly preferred to support team and stakeholder collaboration
  • Experience in financial services, fintech, digital banking, or another highly regulated industry
  • Experience launching products within complex legal or regulatory frameworks
  • Experience using SQL or similar tools to support product analysis and decision-making
  • Experience working with globally distributed or multinational teams
  • Experience using AI tools such as ChatGPT, Copilot, or similar tools to improve product discovery, analysis, or productivity

Benefits

  • Medical, Dental & Vision Insurance
  • 401(k) including company match
  • Flexible PTO and Parental Leave
  • Company-paid Life & Disability Insurance

Company Overview

  • Oportun is a digital banking platform that offers personal loans and financial services to people with limited credit history. It was founded in 2005, and is headquartered in San Mateo, California, USA, with a workforce of 1001-5000 employees. Its website is https://oportun.com.
  • Company H1B Sponsorship

  • Oportun has a track record of offering H1B sponsorships, with 15 in 2026, 23 in 2025, 25 in 2024, 27 in 2023, 84 in 2022, 52 in 2021, 41 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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