Note: The job is a remote job and is open to candidates in USA. Upstart is hiring a Senior Software Engineer for its Identity team. The role builds and operates secure backend systems for login, account management, authentication, and authorization, while partnering with product and security teams to protect customer data and improve the customer experience.

Responsibilities

• Design, build, and operate backend systems that power secure login, account management, authentication, and authorization experiences across Upstart products
• Own engineering projects from problem definition and technical design through implementation, testing, deployment, and ongoing improvement
• Balance security requirements with customer experience, making thoughtful technical decisions that protect customer data while reducing unnecessary friction
• Partner with Product, Information Security, Application Security, and engineering teams across Upstart to deliver secure capabilities and influence product direction
• Identify opportunities to improve the reliability, maintainability, and security of interconnected systems and help establish effective engineering practices across the Identity domain
• Use AI-assisted development tools such as Cursor and Claude Code to accelerate learning and delivery while applying engineering judgment and validating the resulting work

Skills

• Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience, plus 4 years of software engineering experience
• Experience designing, building, testing, and maintaining production backend software or services
• Experience owning software engineering projects through multiple stages of the development lifecycle, from technical design through production delivery
• Experience designing or integrating APIs, services, or other components within distributed or interconnected production systems
• Experience applying software engineering practices including code review, automated testing, debugging, and production support
• Knowledge of identity and access management concepts and standards such as OAuth 2.0, OpenID Connect, or SAML
• Experience working in a medium-to-large engineering organization or with systems spanning multiple engineering teams
• Experience contributing to frontend development in addition to backend systems
• Experience using AI-assisted development tools such as Cursor, Claude Code, or similar tools in software engineering workflows
• Ability to learn unfamiliar technical domains, communicate technical decisions and outcomes clearly, and develop deep expertise over time

Benefits

• For full-time employees: bonus opportunities and annual equity grants that vest quarterly
• For full-time employees: 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
• For eligible employees (US only): Employee Stock Purchase Plan (ESPP) with discounted stock purchase options
• For full-time employees: medical, dental, vision, and wellness resources for US employees; supplemental health coverage for Canada
• For eligible plans (US only): Health Savings Account contributions from Upstart
• For full-time employees: life insurance and disability coverage
• For full-time employees: paid time off, sick leave, and company holidays, in line with local requirements
• For full-time employees: paid family and parental leave; duration varies by country
• For full-time employees: family-centered benefits to support fertility, parenthood, and caregiving needs
• For full-time employees: Employee Assistance Program (EAP) offering mental health support and life-centered resources
• For full-time employees (US only): access to financial planning tools and a financial concierge service
• For full-time employees: annual wellness allowance to support physical and emotional well-being and personal development
• For full-time employees: annual productivity allowance for relevant tools and resources
• For full-time employees: team events, all-company updates, and employee resource groups (ERGs)
• When working from offices in the Bay Area, Austin, Columbus, and New York City: catered lunches and fully stocked micro-kitchens
• Digital-first work flexibility: most employees can work from home or collaborate in person from an office; most employees can live and work anywhere in the U.S. Regular team onsites are encouraged, with cadence varying by team and role; most teams meet once or twice per quarter for 2–4 consecutive days.

Company Overview

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