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[Remote] Senior Software Engineer, White Label Platform

Remote · United Arab Emirates Full-time

Note: The job is a remote job and is open to candidates in USA. Upstart is hiring a Senior Software Engineer for its White Label Platform team. The role focuses on developing reusable, configuration-driven platform capabilities and scalable tools and systems for partners and investors, while collaborating with product and business teams.

Responsibilities

  • Collaborate with product managers, engineers, and business stakeholders to deliver projects that align with business goals
  • Assist in the design, development, and maintenance of self-service tools that enhance the investor experience
  • Work with business stakeholders to identify opportunities for process optimization and build solutions that improve business workflows
  • Develop scalable, reliable systems that meet the needs of both internal users and external investors
  • Ensure  security, performance, and availability  of our critical platforms
  • Participate in code reviews, testing, and the deployment of high-quality code

Skills

  • 5+ years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs
  • Design, build, and maintain scalable APIs, services, and UIs that enable partners to access performance data, operational workflows, and program controls
  • Experience with some or many of the following: Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python
  • Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
  • Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
  • Familiarity with database technologies such as SQL and data warehousing solutions
  • Good communication and teamwork skills, with the ability to work effectively with cross-functional teams
  • Experience with building robust platform
  • Experience in capital markets, financial services, or a related industry, with a strong understanding of market structures and regulations
  • Prior experience or demonstrated enthusiasm for working on internal tools
  • Experience with Ruby on Rails, Kotlin, or React

Benefits

  • Target bonuses
  • Equity compensation
  • Medical, dental, and vision coverage
  • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Wellness resources for US employees and supplemental health coverage for Canada
  • Health Savings Account contributions from Upstart for eligible plans (US only)
  • Life insurance and disability coverage
  • Paid time off, sick leave, and company holidays, in line with local requirements
  • Paid family and parental leave (duration varies by country)
  • Family-centered benefits to support fertility, parenthood, and caregiving needs
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial planning tools and a financial concierge service (US only)
  • Annual wellness allowance to support physical and emotional well-being and personal development
  • Annual productivity allowance for relevant tools and resources
  • Team events, all-company updates, and employee resource groups (ERGs)
  • Catered lunches and fully stocked micro-kitchens when working from offices in the Bay Area, Austin, Columbus, and New York City
  • Digital-first flexibility to work remotely or from an office

Company Overview

  • Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. It was founded in 2012, and is headquartered in San Mateo, California, USA, with a workforce of 1001-5000 employees. Its website is https://upstart.com/about.
  • Company H1B Sponsorship

  • Upstart has a track record of offering H1B sponsorships, with 48 in 2026, 67 in 2025, 66 in 2024, 84 in 2023, 85 in 2022, 42 in 2021, 15 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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