Overview

This is a remote role that may be hired in the Eastern Time Zone. This position leads a regional credit team to drive loan portfolio performance and processes. Reviews, negotiates, and decisions commercial loans and servicing plans. Serves as the regional risk control officer to mitigate loss, delinquency, and overall risk for assigned credit portfolios. Works closely with sales leadership, relationship managers, and associates to support strategic objectives and business plans through daily activities. Responsibilities & Qualifications Duties & Responsibilities: Commercial Lending Oversight - Provides leadership to the commercial loan underwriting and approval process. Ensures that credit quality standards, Key Risk Indicators, lending targets, and compliance requirements are met. Identifies inefficiencies, voids, or deficits in lending processes and develops appropriate solutions. Supports the Bank’s safety and soundness objectives. Portfolio Management - Responsible for the monitoring, oversight, risk management, and overall performance of the Commercial loan portfolio. Maintains a strong knowledge of the Banks’ larger credit relationships to provide approval, relevant strategies, and to effectively manage risk. Business Support - Serves as a front-line resource to management and commercial clients throughout the organization for all commercial lending matters. Participates in Special Assets meetings for commercial loans. Leads credit-related projects and initiatives. Relationship Development - Establishes and maintains successful partnerships with sales leadership, relationship managers, and executives to ensure that commercial lending objectives are effectively communicated and carried out. May represent the Credit Administration department on committees.

Qualifications

Bachelor's Degree and 10 years of experience in Commercial Lending OR High School Diploma or GED and 14 years of experience in Commercial Lending Skills Knowledge of financial principles and concepts Knowledge of financial or credit industry regulatory structure Proficient at Commercial Credit Analysis Effective partnership building skills Additional Information This job posting is expected to remain active for 5 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants. The base pay for this position is generally between $170,000 and $195,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.