About this job Teamwork plays an integral role in the success of our tech strategy. In JUMO, our teams have exposure to a broad range of the best new technology, and are trusted with the autonomy and flexibility to explore, innovate and find creative solutions to interesting challenges. With this, everyone has the opportunity to contribute to our mission of enabling equal access to finance opportunities. We have chosen our tech stack carefully and believe in using the best tools out there. Our software engineering team is responsible for building our market-leading banking as a service platform & products, enabling real-time access to funds at the lowest possible operating cost. When integrated into JUMO’s platform, it enables our partners to offer loans, savings and a wide range of financial choices to a new group of customers. As an Intermediate Software Engineer, you will be accountable for solving complex technical problems with solutions that are scalable, testable, maintainable, and efficient, whilst continuing to improve our engineering practices. This position reports to a Tech Lead. You will

• Deliver across the SDLC to build a highly scalable distributed system.
• Assist in defining the team's roadmap in line with the company and technology vision.
• Architect services and systems using well accepted design patterns to allow for iterative, autonomous development and future scaling.
• Design, implement, test, deploy, and support our products and services
• Review code developed by other developers and provide feedback. Guide the team to consistently write production-ready code that is easily testable, easily understood by other developers and accounts for edge cases and errors.
• Anticipate and communicate blockers, delays and cost ballooning within their team’s projects, before they require escalation.
• Contribute to existing documentation or educational content and drive best practices and engineering excellence

You will need

• Experience with Kotlin / Java / Scala, and a cloud-based infrastructure, ideally AWS. Python experience will be an added advantage
• Experience designing, developing and testing software
• Extensive hands-on experience with the design and development of high-volume/low-latency services
• Business and operational awareness
• Good communication skills & EQ – able to work in a diverse team

We ask a lot of each other at JUMO, but we give a lot too. You will love

• Work in an agile cross-functional team, delivering quality code you can be proud of
• Work with a modern but pragmatic Tech Stack (i.e. Kotlin + Spring Boot for Backend, TypeScript + React for Web and Mobile, Docker, Terraform, Kubernetes, Kafka, Flink, Datadog, GitHub Actions + ArgoCD for CI/CD, AWS), building a highly scalable distributed system
• Develop as a mentor, helping your junior colleagues grow as professionals
• Ensure consistency and accuracy when required
• Led and supported by an experienced, hands-on Tech Lead
• Collaborating with smart, engaging people
• Working for impact
• Growing and learning continuously, with loads of encouragement and support
• Boldly taking risks as we navigate new challenges
• Flexible work practices enabling your best delivery
• Being autonomous and empowered to lead

Remote First Our environment is designed to foster innovation and enable collaboration. We operate a remote-first approach t hat enables us with the flexibility to work and live where we are most productive. We work between the UTC and UTC+3 time zones and currently have team members from South Africa, Portugal and Kenya. Diversity and Inclusion At , we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

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