POSITION: Financial Planner / Advisor COMPANY: Melanin Money REPORTING TO: Da-zha Jones, Chief Product Officer STATUS: FT Employee (W-2) COMPENSATION: $78,000 – $85,000 / yr (based on experience + performance bonus) BENEFITS: Health and personal life insurance, 401K, generous holiday allowance, unlimited PTO, financial planning services, flexible schedule LOCATION: Remote, 9 AM – 6 PM ET, 40 hrs / wk; open to U.S. residents (preference for ET applicants); ability to travel 3-5 times per year START DATE: Immediate APPLICATIONS ACCEPTED THROUGH: Until filled ABOUT THE FINANCIAL PLANNER POSITION At Melanin Money, a premier Wealth Management Company, we are on a mission to close the Wealth Gap by $100 billion—by helping one hundred thousand people of color achieve their first $1 million in net worth. Through our comprehensive wealth management services, including financial planning, investment advisory, and soon, in-house asset management, we provide clients with the tools and strategies to grow and protect their wealth. Supported by our curriculum, community, and coaching, we empower people of color to build lasting financial legacies. We are seeking a Financial Planner / Advisor who brings analytical rigor, strategic insight, and a passion for empowering wealth builders. This role will be instrumental in guiding clients through the full spectrum of wealth creation—financial planning, investment strategy, risk management, and long-term goal alignment—while collaborating closely with our internal team of tax and investment professionals to deliver a seamless client experience. This is a remote, full-time employee role open to U.S. residents, with a preference for those located in the Eastern Time Zone. The ideal candidate will have 3 – 5 years of experience in financial planning and advisory services, with a deep understanding of wealth management strategies for individuals and entrepreneurs. You must hold a Series 65 license (or an equivalent qualification) to be eligible for this position. YOU’RE PERFECT FOR MELANIN MONEY IF… You are passionate about helping clients build generational wealth and understand the unique challenges faced by first-generation wealth builders and communities that have been historically underrepresented and underserved in the financial space. You have a consultative approach—listening deeply to client goals and translating them into clear, actionable plans. You’re skilled at simplifying complex financial concepts so clients feel confident and empowered in their decisions. You excel at balancing strategy and execution—turning insight into measurable results for clients. You believe in collaboration and see yourself as a trusted partner to clients and colleagues alike. You’re committed to integrity and compliance in all recommendations and actions. You thrive in a remote, high-performance environment and value accountability, communication, and follow-through. You believe financial planning is about education, empowerment, and lasting impact—not just numbers. RESPONSIBILITIES Client Planning & Advisory Conduct comprehensive financial planning sessions to understand each client’s goals, risk tolerance, and unique circumstances. Develop customized financial plans covering investment management, retirement planning, insurance strategies, debt optimization, and tax-efficient savings. Review plans regularly and make adjustments based on life changes or market conditions. Educate clients through clear, values-based conversations that promote confidence and long-term commitment to their plans. Investment & Portfolio Strategy Recommend investment strategies aligned with client objectives and firm guidelines. Support portfolio construction and monitor performance in collaboration with the asset management team. Maintain current knowledge of financial markets, economic trends, and new investment products. Client Relationship Management Build and sustain long-term relationships based on trust, transparency, and results. Serve as a primary point of contact for ongoing client needs, coordinating with tax strategists and operations staff. Communicate proactively with clients to ensure they feel supported and informed. Collaboration & Continuous Improvement Work closely with internal teams to deliver a cohesive, cross-disciplinary wealth management experience. Participate in team trainings and process improvement initiatives. Stay current on industry regulations, best practices, and technology tools to enhance efficiency and client outcomes. QUALIFICATIONS Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or related field. Active Series 65 License (required). 3 – 5 years of experience in financial planning or investment advisory services. Strong understanding of investment products, retirement accounts, insurance, and tax-aware planning. Proficiency in financial planning software (e.g., RightCapital or similar), CRM systems, and Google Workspace. Exceptional interpersonal skills and the ability to build trust with diverse clients. Strong analytical and problem-solving abilities with attention to detail. Commitment to ethical advisory practices and client-first fiduciary standards. TOOLS YOU’LL USE Canva | Google Sheets | Hubspot | Loom | RightCapital | Slack | Zoom ABOUT THE FOUNDERS + MELANIN MONEY George Acheampong is a finance and entrepreneurship thought leader and Co-Founder of Melanin Money. With over a decade of experience as a financial advisor and wealth planner, he is also the Founder and Managing Partner of Capitalwize, LLC— a Financial Planning and Investment Management Firm. Carter Cofield is a Certified Public Accountant (CPA), Personal Financial Specialist (PFS), and Co-Founder at Melanin Money. He is also the Lead Advisor at Cofield Advisors, LLC, and has devoted his professional journey to empowering entrepreneurs to thrive by strategically navigating their taxes. Melanin Money is the #1 Brand for wealth builders of color, creating a space curated exclusively to serve aspiring and current 1st Generation Melanin millionaires—helping them become legacy leavers for their families. OUR CORE VALUES INNOVATION: We never settle for doing things the old way. We stay curious about how we can make things more seamless, refined and world-class for our clients. COLLABORATION: We operate as a team. We provide support to one another. We help each other and express empathy. EXCELLENCE: We set the standard. We don't check the box and do anything status quo. We make it clear that we are the market leaders in all that we do. INTEGRITY: We do the right thing, the right way. We don’t take shortcuts because it only comes back to bite later on. ACCOUNTABILITY: We do what we say we are going to do, when we say we are going to do it. When things don’t go as planned, we take ownership and fix it immediately, instead of waiting and pointing blame. Melanin Money is an equal-opportunity employer. We are committed to creating an inclusive and diverse workplace where all employees are treated with respect and dignity. We provide equal employment opportunities to all individuals without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, neurodiversity, age, veteran status, military service, political affiliation, or any other characteristic protected by law. We encourage applicants of all backgrounds to apply. If you need assistance or accommodation due to a disability, you may contact us at: hr@melaninmoney.com This job description is not all-inclusive, and certain activities, duties or responsibilities may be required of the employee as needed.