Note: The job is a remote job and is open to candidates in USA. GTE Financial is hiring a Mortgage Loan Officer to manage mortgage sales and support for member applications from financial centers, online, referral sources, and phone inquiries. The role counsels members on mortgage options, develops referral relationships, reviews loan documentation and underwriting decisions, and prepares applications for underwriting while ensuring regulatory compliance.

Responsibilities

• Meeting with and counseling members on new mortgage loan options as determined by the current product guidelines
• Engage with Community Financial Center teammates to develop quality referral strategies through product training and sales technique
• Engagement with community organizations to develop a circle of influence for referrals. Including but not limited to participation in realtor events and activities, lead groups and local chamber membership
• Proactively solicit new residential mortgage business and represent GTE in the market
• Develop and maintain referral contacts and professional relationships with realtors, builders, etc
• Analyze all loan file documentation to begin prequalification process, moving into full loan application entered Loan Operating System (LOS)
• Communicate lending decisions with regards to denials or counter-offers upfront
• Retain and enhance mortgage acumen and maintain knowledge of mortgage products/services offered by the credit union
• Reinforce the selling points of our loan types, rates, payments, and terms of mortgage products
• Ensure compliance with all Federal regulations and disclose correct information to members as required by law
• Engage in weekly or bi-weekly team meetings, conference calls, and events as assigned
• Implement actions plans to focus on areas of opportunity with all lending products

Skills

• Good interpersonal skills to work effectively with management and staff
• Ability to handle multiple job responsibilities and tasks to accomplish goals and objectives
• High school diploma or equivalent
• Min 1 -3 years' experience or combination of education and experience
• Qualify for NMLS registration according to the Safe Act
• You must demonstrate a functional knowledge of the necessary federal laws and regulations
• Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to: U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act
• Some college preferred
• Knowledge of secondary market is preferred
• Bilingual preferred (English/Spanish)

Benefits

• Uncapped commission.
• Remote Florida role; must live within a commutable distance of Tampa Downtown HQ and within the GTE branch footprint.

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