Note: The job is a remote job and is open to candidates in USA. Bread Financial is hiring a Senior Financial Strategy Analyst to deliver portfolio performance analyses, forecasts, and financial models that inform strategic decisions and optimize profitability. The role develops pricing and deal structures, maintains reporting tools, identifies process improvements, and presents financial insights to stakeholders.

Responsibilities

• Generate financial performance analyses and forecasts via data tools and provide comprehensive reporting. Analyze client performance against expectations, identifying variances and trends. Develop and maintain financial models, including pricing and forecasting models, ensuring accuracy and reliability. Present analytical findings and recommendations to stakeholders. - (30%)
• Proactively identify and propose process improvements based on portfolio trends. Lead internal client discussions and participate in brand strategy sessions. Define project objectives, success metrics, and risk mitigation strategies. Conduct competitive market research and analysis. - (30%)
• Independently extract and manipulate data from Essbase, SQL, and MicroStrategy to build and update reports. Ensure data accuracy and integrity across all financial reporting and analysis. - (15%)
• Develop and maintain key financial reports and models to support portfolio analysis and forecasting. Create and distribute ad-hoc reports based on evolving business needs. Ensure accuracy and quality of all financial reporting deliverables. - (15%)
• Manage ad-hoc projects, including interdepartmental collaborations, ensuring timely and accurate completion. Prioritize and manage multiple projects while adhering to strict deadlines. Utilize advanced Microsoft Office skills (Excel, PowerPoint, Word, Teams) for data analysis and reporting. - (10%)

Skills

• Associate's Degree in Accounting, Finance, Economics, or Business-related field
• 5-8 years of experience in analysis and reporting in the Financial Services field
• Profit Management
• Income Statements
• Internal Reporting
• Credit
• Competitor Analysis
• Financial Forecasting
• Ad Hoc Reporting
• Data Analytics
• MicroStrategy
• You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders
• Bachelor's Degree in Business, Finance, Accounting, Economics, or Analytics or related field of study or equivalent, relevant work experience
• 9+ years of experience in analysis and reporting in the Financial Services field

Benefits

• Remote or hybrid work; 3 to 4 days per month are expected in office if within 60 miles of a posted Bread Financial location.
• Medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) for eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26.
• New associate elected coverage begins on date of hire, except disability coverage, which has a 6-month waiting period.
• Six weeks of 100% paid parental leave for eligible parents after a 180-day waiting period.
• Immediate enrollment in Bread Financial’s 401(k) plan.
• 11 paid holidays for all associates.
• Flexible Time Off (FTO) program; associates may need to notify and receive approval from their manager before taking time off.
• Associates except those located in Illinois receive 80 hours of Paid Sick and Safe Time (PSST) upon hire and at the beginning of each subsequent calendar year.
• Illinois associates receive 40 hours of Illinois PSST and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year; Illinois Paid Leave must be used before Illinois associates will be approved to take FTO.
• Associates may elect to purchase company stock during offering periods in June and December.
• Annual incentive bonus based on individual and company performance.
• Opportunities for career development and non-traditional career progression.

Company Overview