Note: The job is a remote job and is open to candidates in USA. Upstart is hiring a Staff Data Analyst for its Personal Loans Underwriting and Credit Analytics team. The role owns monitoring and reporting of model and credit performance, investigates trends and unexpected outcomes, and recommends data-driven treatments to inform senior leadership decisions.

Responsibilities

• Own the monitoring and reporting of model and credit performance for Personal Loans
• In addition to owning recurring reporting and performance tracking, this role requires strong analytical curiosity and investigative rigor
• You will proactively monitor portfolio and model performance, identify emerging trends, diagnose unexpected outcomes, and ultimately recommend actionable treatments
• Own credit and performance monitoring for the Personal Loans product
• Identify performance trends and go deeper to understand root causes and recommend targeted treatments
• Perform rigorous statistical analyses to evaluate past experiments and natural experiments
• Build and maintain workflows that automate and scale standard reporting

Skills

• Master's degree in a quantitative field (e.g., Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related field)
• Experience with Python and SQL
• Strong analytical and first-principles thinking, with the ability to tackle complex and ambiguous problems
• Strong communication, presentation, and collaboration skills; especially with the ability to clearly articulate complex analytical concepts to diverse audiences
• 6+ years of  experience in analytics, data science, or a related quantitative field
• PhD in a quantitative field (e.g., Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related)
• Experience and familiarity with finance, especially as it related to lending

Benefits

• Target bonuses and bonus opportunities
• Equity compensation, including annual equity grants that vest quarterly
• 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
• Comprehensive health coverage, including medical, dental, vision, and wellness resources for US employees, and supplemental health coverage for Canada
• Health Savings Account contributions from Upstart for eligible plans (US only)
• Life insurance and disability coverage
• Paid time off, sick leave, and company holidays, in line with local requirements
• Paid family and parental leave; duration varies by country
• Family-centered benefits to support fertility, parenthood, and caregiving needs
• Employee Assistance Program (EAP) offering mental health support and life-centered resources
• Financial planning tools and a financial concierge service (US only)
• Annual wellness allowance to support physical and emotional well-being and personal development
• Annual productivity allowance for relevant tools and resources
• Team events, all-company updates, and employee resource groups (ERGs)
• Catered lunches and fully stocked micro-kitchens when working from offices in the Bay Area, Austin, Columbus, and New York City
• Remote work; employees can live and work anywhere in the U.S. or Canada outside Quebec, with regular in-person onsites and meetings. Most teams meet once or twice per quarter for 2–4 consecutive days.

Company Overview

Company H1B Sponsorship